Directories

Directories in the context of health insurance typically refer to lists of healthcare providers, facilities, and pharmacies that are part of a health insurance plan's network. These directories are provided to beneficiaries to help them locate healthcare providers who accept their insurance and to understand which services are covered under their plan.

Directories usually include information such as the names, addresses, contact details, and specialties of participating healthcare providers and facilities. They may also specify which providers are considered in-network or out-of-network, which can affect the cost-sharing responsibilities of the insured individual.

It's important for beneficiaries to refer to the most current version of the directory provided by their insurance company to ensure they have accurate information about available providers and facilities. Using in-network providers typically results in lower out-of-pocket costs for the insured individual compared to out-of-network providers.